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GlobalPayCalc

Australia superannuation calculator

Project superannuation balance growth with annual contributions and an assumed return. Illustrative only — not a forecast.

Tax year 2025-26 · Not yet verified · Official source

SG rate in data file: 12%

Results

Projected balance
$685,430.13
Total contributions
$290,000.00
Estimated growth
$395,430.13

How this calculator works

  • Start from current balance.
  • Each year: apply return, then add contribution (end-of-year style).
  • Compare future value to total contributions.

Balance ← Balance × (1+r) + contribution, repeated for each year.

Worked example

$10,000 start, $5,000/year, 2 years, 0% return → $20,000.

Inputs

  • BalanceA$10,000
  • ContributionA$5,000

Results

  • Future valueA$20,000

Frequently asked questions

Are fees and taxes deducted?

No — enter a net-of-fees return if you want.

What SG rate applies?

Shown from the data file; contributions here are whatever you enter.

Investment risk?

Returns are not guaranteed.

Contribution caps?

Caps are listed in data but not enforced in this projection.

Sources and disclaimer

Estimates only — not tax advice. Verify rates in the country tax data file and with the official authority. State/local rules, credits, and special regimes may be omitted.

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